Student Health Insurance
GVSU currently doesn't require domestic students to provide evidence that they're covered by health insurance. However, we strongly encourage all of our students to be insured.
GVSU is no longer sponsoring the BCBS insurance plan. For additional resources please review the information provided below.
- Healthy Michigan Plan
The Healthy Michigan Plan provides health care benefits to Michigan residents at a low cost. For more information, call 1-855-789-5610 or visit the website. - Federal Health Insurance Exchange
The Health Insurance Exchange is where people without health insurance can find information and purchase insurance. Call 1-800-318-2596 or visit the website. - GVSU Blue Cross Blue Shield Student Plan: GVSU will no longer offer the voluntary Blue Cross Blue Shield Student Plan because rising costs have made it more expensive for students.
- International Students: GVSU has a mandatory health insurance policy for all F-1 and J-1 international students. For more information, visit the website.
Students who are not United States residents
- Visit Health Information - International Students - Grand Valley State University (lkgear.com) for more information.
- Questions about the insurance requirements may be directed to Padnos International Center at [email protected].
All transactions, communications and administration of the insurance products and services are strictly between the user and the service providers. GVSU does not benefit financially in any way from these insurance products.
If you have further questions, contact [email protected].
Campus Health Center Accepted Insurances
Commercial
Access Health (HMO) • Aetna (PPO) • Aetna Michigan Preferred (PPO) • Alliance Health and Life (EPO/POS/PPO) • ASR (PPO) • BCBSM • BCBSM Blue Preferred Plus (BPP) (PPO) • BCBSM Premier (PPO) • Blue Care Network (BCN) (HMO) • Blue Care Network Preferred (HMO) • Blue Care Network Behavioral Health • Cigna (Covered under Priority Health PPO) • Cofinity (PPO, Auto, Work Comp) • Cofinity Advantage (PPO) • First Health • HAP (HMO) • HAP Preferred Inc (HPI) (PPO) • Humana (PPO) • Magellan (Behavioral Health) [Grand Rapids] • Molina Healthcare of Michigan (HMO) • NPPN (PPO) [Muskegon, Lakeshore] • Optum Health (UBH) (Behavioral Health) [Grand Rapids] • Oscar (EPO) • Priority Health (HMO/PPO) • Surest (A UHC Plan) • Tricare (Humana) (PPO) • United Healthcare (PPO)
Medicaid
• Blue Cross Complete (BCC) (HMO) • McLaren Medicaid – eff 01/01/2024 • Meridian Health Plan of Michigan (HMO) – PCP Practices Only are closed to new patients unless patient is part of an already established family, i.e., a newborn. • Molina Healthcare of Michigan (HMO) • Priority Health (HMO) • State Medicaid • United Healthcare Community Plan (HMO)
Medicare
• Aetna (HMO/PPO/POS) • Align Senior Care/Ally Align (HMO) • Alliance Health and Life (AHLIC) (PPO) • BCBSM (Medicare Plus Blue) (PPO) • Blue Care Network MA (HMO) • HAP (HMO/PPO) • Humana (HMO/PPO/PFFS) • Life Circles (HMO) [Muskegon] • Molina Healthcare of Michigan (HMO) • Priority Health (HMO) • Trinity Health Plan of Michigan • United HealthCare Medicare (PPO)
Community
Oceana Sheriff [Muskegon, Lakeshore]
Government/ Military
Veteran’s Administration (VA)/CCN/Optum (HMO)
Marketplace
Participating
• BCBS/BCN • Priority Health – Narrow network policies outside of THMG are non-participating • Oscar • Molina
Common Non-Participating Insurances
Common Non-Participating Insurances: • Meridian WellCare Medicare Advantage • Meridian Complete • MultiPlan/PHCS • United HealthCare Medicare Advantage Dual (HMO) • United HealthCare Medicare Advantage (HMO)
Non-participating marketplace • United Healthcare • Ambetter • McLaren • Physicians Health Plan
LewerMark International Student Insurance
This insurance is accepted but is new to the Campus Health Center. Meaning the CHC is unable to verified electronically.
A few Points -
- An insurance card is still needed
- it's important to connect with LewerMark to ensure your diagnosis is covered prior to your visit.
- Insurance requires a referral to be sent to them (this is unique to LewerMark) for certain specialty offices such as physical therapy. The referral also needs to be signed by only a doctor (MD or DO only) for it to be approved.